He’s in the Eye of a Very Large Storm with a Legal Battle Brewing, Dicey Dealings and No Insurance – What Would You Do?

One of Joe Thompson’s guys was zapped by a lightning bolt right there on the job in sunny Florida! Insane, right? The guy lived, but now Joe’s stuck with this insane hospital bill. We’re talking a hundred grand!

He Didn’t Have Insurance

Now, the drama doesn’t end there. Guess what? Joe never got workers compensation insurance for his company, Thompson Construction.

Big oops! Especially since in Florida, any construction biz with even one employee has to have it. Basically, it’s like a safety net that covers medical bills, lost wages, even death benefits if anything goes wrong on the job.

Now here’s where it gets dicey. In the eyes of the law, everyone in construction in Florida is an employee, with very few exceptions.

If Joe had hired a subcontractor and he didn’t provide insurance, guess who’s on the hook? That’s right, it’s Joe. Now the lack of insurance is making this whole lightning strike mess a whole lot worse.

Now He’s Facing Huge Financial Losses

So, without insurance, Joe’s stuck with the whole hospital bill. Plus, the guy who got struck can’t work, so there are lost wages to consider.

It’s like a financial hurricane. And it gets worse if, say, there was a storm warning and Joe didn’t tell his guys to take cover. If that’s the case, the insurance company could make Joe pay everything.

The best thing Joe can do now is lawyer up, especially if he doesn’t have insurance or his claim was denied. A good lawyer can help Joe wade through all this legal mumbo-jumbo and fight for him.

With a good lawyer, Joe could figure out how to deal with possible lawsuits, and even make sure the hospital bill isn’t inflated.

They Are in the Eye of a Storm

If Joe has insurance after all, he better file a claim pronto and let the insurance company handle things from there.

Right now, Joe and his family are in the eye of the storm, so to speak. English isn’t his first language, so he’s reaching out for advice.

Do You Have Any Insights?

If you have any insights or wisdom to share, it would mean the world to them. And honestly, who knows when we might need help with something like this too? Remember, we’re all in this together.

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The post He’s in the Eye of a Very Large Storm with a Legal Battle Brewing, Dicey Dealings and No Insurance – What Would You Do? first appeared on The Net Worth Of.

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Source: Reddit